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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,733 | $167,522-82.3% | $151,639-80.4% | $134,532-77.9% |
| Participation rate | 88.9% | 88.4%+0.5pp | 87.5%+1.4pp | 81.2%+7.7pp |
| Annual return | -22.45% | 7.81%-30.3pp | 3.34%-25.8pp | 418.27%-440.7pp |
| Employer contribution / active EE | $3,150 | $6,828-53.9% | $6,165-48.9% | $4,741-33.6% |
| Participant deferral / active EE | $7,004 | $8,986-22.1% | $8,363-16.2% | $6,401+9.4% |
| Admin fee / account holder | $829 | $13,780-94.0% | $11,613-92.9% | $11,429-92.7% |