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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,248 | $100,895-96.8% | $90,430-96.4% | $158,950-98.0% |
| Participation rate | 45.5% | 75.0%-29.6pp | 72.7%-27.2pp | 82.0%-36.5pp |
| Annual return | 30.05% | 1725.54%-1695.5pp | 1293.73%-1263.7pp | 302.91%-272.9pp |
| Employer contribution / active EE | $525 | $3,689-85.8% | $3,262-83.9% | $4,762-89.0% |
| Participant deferral / active EE | $854 | $4,347-80.4% | $3,963-78.5% | $5,983-85.7% |
| Admin fee / account holder | $33 | $6,505-99.5% | $5,613-99.4% | $11,248-99.7% |