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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,007 | $105,200-61.0% | $159,474-74.3% | $85,847-52.2% |
| Participation rate | 45.2% | 75.8%-30.6pp | 82.8%-37.7pp | 69.3%-24.2pp |
| Annual return | 87.13% | 45.08%+42.1pp | 263.68%-176.5pp | 318.61%-231.5pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $6,667 | $5,946+12.1% | $7,353-9.3% | $3,952+68.7% |
| Admin fee / account holder | $10,889 | $6,934+57.0% | $10,802+0.8% | $6,261+73.9% |