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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,154 | $148,629-92.5% | $135,982-91.8% | $139,487-92.0% |
| Participation rate | 92.3% | 83.9%+8.4pp | 81.9%+10.4pp | 80.3%+12.0pp |
| Annual return | 8.51% | 79.33%-70.8pp | 68.32%-59.8pp | 373.84%-365.3pp |
| Employer contribution / active EE | $1,543 | $5,247-70.6% | $4,859-68.2% | $4,755-67.5% |
| Participant deferral / active EE | $3,825 | $8,102-52.8% | $7,760-50.7% | $6,713-43.0% |
| Admin fee / account holder | $1,488 | $12,406-88.0% | $10,767-86.2% | $11,407-87.0% |