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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,658 | $138,114-93.0% | $125,391-92.3% | $134,545-92.8% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+0.9pp | 81.2%+2.1pp |
| Annual return | -9.14% | 750.88%-760.0pp | 572.41%-581.6pp | 418.37%-427.5pp |
| Employer contribution / active EE | $1,080 | $5,246-79.4% | $4,816-77.6% | $4,742-77.2% |
| Participant deferral / active EE | $2,752 | $7,801-64.7% | $7,448-63.1% | $6,401-57.0% |
| Admin fee / account holder | $433 | $11,570-96.3% | $10,009-95.7% | $11,431-96.2% |