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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,827 | $154,228-91.7% | $145,433-91.2% | $137,256-90.7% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | -0.72% | 74.59%-75.3pp | 66.58%-67.3pp | 220.34%-221.1pp |
| Employer contribution / active EE | $1,760 | $4,804-63.4% | $4,554-61.4% | $4,156-57.7% |
| Participant deferral / active EE | $3,845 | $8,216-53.2% | $7,897-51.3% | $6,407-40.0% |
| Admin fee / account holder | $4,597 | $14,344-68.0% | $13,129-65.0% | $12,270-62.5% |