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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,827 | $162,136-92.1% | $152,301-91.6% | $154,746-91.7% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | -0.72% | 91.02%-91.7pp | 80.50%-81.2pp | 172.34%-173.1pp |
| Employer contribution / active EE | $1,760 | $4,890-64.0% | $4,624-61.9% | $4,379-59.8% |
| Participant deferral / active EE | $3,845 | $8,341-53.9% | $8,004-52.0% | $6,730-42.9% |
| Admin fee / account holder | $4,597 | $15,759-70.8% | $14,398-68.1% | $14,365-68.0% |