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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,848 | $95,915-66.8% | $79,580-60.0% | $134,532-76.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -19.64% | -2.71%-16.9pp | 0.15%-19.8pp | 418.27%-437.9pp |
| Employer contribution / active EE | $17,021 | $3,129+444.0% | $2,413+605.3% | $4,741+259.0% |
| Participant deferral / active EE | $3,889 | $4,693-17.1% | $3,985-2.4% | $6,401-39.2% |
| Admin fee / account holder | $1,333 | $9,132-85.4% | $6,835-80.5% | $11,429-88.3% |