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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,538 | $190,862-90.3% | $159,991-88.4% | $134,509-86.2% |
| Participation rate | 90.5% | 82.0%+8.5pp | 78.0%+12.5pp | 81.2%+9.2pp |
| Annual return | 182.55% | 552.59%-370.0pp | 408.82%-226.3pp | 418.13%-235.6pp |
| Employer contribution / active EE | $5,612 | $4,995+12.4% | $4,225+32.8% | $4,741+18.4% |
| Participant deferral / active EE | $8,629 | $6,924+24.6% | $6,183+39.6% | $6,400+34.8% |
| Admin fee / account holder | $725 | $10,495-93.1% | $8,715-91.7% | $11,427-93.7% |