Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,292 | $80,992-50.3% | $96,534-58.3% | $75,173-46.4% |
| Participation rate | 68.0% | 71.8%-3.8pp | 76.0%-8.0pp | 67.2%+0.8pp |
| Annual return | 14.80% | 27.05%-12.2pp | 25.88%-11.1pp | 160.72%-145.9pp |
| Employer contribution / active EE | $351 | $2,283-84.6% | $2,965-88.2% | $2,671-86.9% |
| Participant deferral / active EE | $2,017 | $3,929-48.7% | $4,851-58.4% | $4,126-51.1% |
| Admin fee / account holder | $3,410 | $6,717-49.2% | $8,253-58.7% | $5,651-39.7% |