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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,301 | $142,361-46.4% | $119,608-36.2% | $134,509-43.3% |
| Participation rate | 85.7% | 82.8%+2.9pp | 79.3%+6.5pp | 81.2%+4.5pp |
| Annual return | -17.39% | -12.46%-4.9pp | -14.98%-2.4pp | 418.13%-435.5pp |
| Employer contribution / active EE | $1,298 | $5,224-75.1% | $4,232-69.3% | $4,741-72.6% |
| Participant deferral / active EE | $9,080 | $6,468+40.4% | $5,601+62.1% | $6,400+41.9% |
| Admin fee / account holder | $1,222 | $13,588-91.0% | $10,326-88.2% | $11,427-89.3% |