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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,182 | $89,259-81.9% | $107,187-84.9% | $82,637-80.4% |
| Participation rate | 90.5% | 67.9%+22.5pp | 75.0%+15.5pp | 68.1%+22.4pp |
| Annual return | 30.94% | 21.02%+9.9pp | 204.55%-173.6pp | 53.51%-22.6pp |
| Employer contribution / active EE | $2,894 | $3,080-6.0% | $3,782-23.5% | $2,552+13.4% |
| Participant deferral / active EE | $3,878 | $4,037-4.0% | $5,096-23.9% | $4,126-6.0% |
| Admin fee / account holder | $369 | $7,381-95.0% | $9,162-96.0% | $7,339-95.0% |