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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,551 | $167,352-55.5% | $143,788-48.2% | $134,509-44.6% |
| Participation rate | 33.3% | 84.8%-51.5pp | 80.3%-47.0pp | 81.2%-47.9pp |
| Annual return | -19.01% | 0.47%-19.5pp | -0.03%-19.0pp | 418.13%-437.1pp |
| Employer contribution / active EE | $4,880 | $5,620-13.2% | $4,952-1.4% | $4,741+2.9% |
| Participant deferral / active EE | $6,937 | $6,447+7.6% | $5,638+23.0% | $6,400+8.4% |
| Admin fee / account holder | $11,515 | $18,091-36.3% | $14,675-21.5% | $11,427+0.8% |