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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,609 | $45,872-59.4% | $77,100-75.9% | $68,490-72.8% |
| Participation rate | 100.0% | 55.9%+44.1pp | 67.9%+32.1pp | 67.9%+32.1pp |
| Annual return | -22.90% | 1.73%-24.6pp | 42.35%-65.3pp | -7.85%-15.0pp |
| Employer contribution / active EE | $1,374 | $1,650-16.7% | $2,815-51.2% | $2,597-47.1% |
| Participant deferral / active EE | $6,185 | $2,963+108.7% | $4,430+39.6% | $4,028+53.6% |
| Admin fee / account holder | $5,485 | $3,041+80.3% | $5,443+0.8% | $5,403+1.5% |