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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 · EIN 59-1237041 880 CARILLON PKWY · ST. PETERSBURG, FL 33716 | Advisory (Plan) | $36,839 |
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $32,255 |
PBMARES, LLP3 years Filed as: PBMARES,LLP Service code 13 · EIN 54-0737372 701 TOWN CENTER DRIVE, SUITE 900 · NEWPORT NEWS, VA 23606 | Contract Administrator | $10,880 |
CHARLES W. SNADER, P.C.2 years Filed as: CHARLES W SNADER Service code 99 131 HANBURY RD W, STE C · CHESAPEAKE, VA 23322 | Other Fees | $1,816 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,541 | $44,764-16.1% | $68,794-45.4% | $64,814-42.1% |
| Participation rate | 68.7% | 64.8%+4.0pp | 69.0%-0.3pp | 71.5%-2.7pp |
| Annual return | -15.38% | -10.91%-4.5pp | -6.37%-9.0pp | 32.84%-48.2pp |
| Employer contribution / active EE | $2,258 | $1,775+27.2% | $2,656-15.0% | $2,507-9.9% |
| Participant deferral / active EE | $3,823 | $3,238+18.1% | $3,941-3.0% | $4,310-11.3% |
| Admin fee / account holder | $161 | $151+6.1% | $4,934-96.7% | $188-14.5% |