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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,540 | $156,398-74.7% | $147,318-73.2% | $138,895-71.5% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.4pp | 79.9%-13.3pp |
| Annual return | 30.29% | 78.75%-48.5pp | 70.43%-40.1pp | 145.39%-115.1pp |
| Employer contribution / active EE | $988 | $4,853-79.6% | $4,593-78.5% | $4,194-76.4% |
| Participant deferral / active EE | $7,891 | $8,237-4.2% | $7,906-0.2% | $6,396+23.4% |
| Admin fee / account holder | $31 | $14,976-99.8% | $13,708-99.8% | $12,562-99.8% |