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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,413 | $185,883-64.8% | $170,043-61.5% | $139,466-53.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 17.80% | 60.54%-42.7pp | 53.40%-35.6pp | 373.66%-355.9pp |
| Employer contribution / active EE | $3,927 | $7,596-48.3% | $6,790-42.2% | $4,754-17.4% |
| Participant deferral / active EE | $8,412 | $11,626-27.6% | $10,410-19.2% | $6,712+25.3% |
| Admin fee / account holder | $465 | $15,393-97.0% | $12,824-96.4% | $11,409-95.9% |