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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,746 | $167,352-63.7% | $143,788-57.8% | $134,509-54.8% |
| Participation rate | 81.3% | 84.8%-3.6pp | 80.3%+0.9pp | 81.2%0pp |
| Annual return | -19.73% | 0.47%-20.2pp | -0.03%-19.7pp | 418.13%-437.9pp |
| Employer contribution / active EE | $1,038 | $5,620-81.5% | $4,952-79.0% | $4,741-78.1% |
| Participant deferral / active EE | $3,497 | $6,447-45.8% | $5,638-38.0% | $6,400-45.4% |
| Admin fee / account holder | $957 | $18,091-94.7% | $14,675-93.5% | $11,427-91.6% |