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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,594 | $92,219+9.1% | $76,768+31.0% | $135,379-25.7% |
| Participation rate | 94.1% | 79.8%+14.3pp | 77.0%+17.2pp | 82.6%+11.5pp |
| Annual return | 0.00% | 5.46%-5.5pp | 2.43%-2.4pp | 519.79%-519.8pp |
| Employer contribution / active EE | $2,146 | $3,216-33.3% | $2,485-13.7% | $4,779-55.1% |
| Participant deferral / active EE | $3,540 | $4,508-21.5% | $3,852-8.1% | $5,609-36.9% |
| Admin fee / account holder | $632 | $10,749-94.1% | $6,675-90.5% | $10,828-94.2% |