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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,282 | $85,060-95.0% | $70,548-93.9% | $139,456-96.9% |
| Participation rate | 95.0% | 73.9%+21.1pp | 68.3%+26.7pp | 80.3%+14.7pp |
| Annual return | 23.89% | 30.38%-6.5pp | 32.78%-8.9pp | 373.45%-349.6pp |
| Employer contribution / active EE | $1,053 | $3,911-73.1% | $2,975-64.6% | $4,753-77.8% |
| Participant deferral / active EE | $2,257 | $5,890-61.7% | $4,567-50.6% | $6,711-66.4% |
| Admin fee / account holder | $395 | $8,925-95.6% | $6,424-93.8% | $11,407-96.5% |