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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,705 | $108,285-67.0% | $77,552-54.0% | $158,982-77.5% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 11.75% | 31.69%-19.9pp | 54.82%-43.1pp | 302.99%-291.2pp |
| Employer contribution / active EE | $6,863 | $1,325+417.9% | $987+595.5% | $4,763+44.1% |
| Participant deferral / active EE | $4,207 | $2,455+71.3% | $1,861+126.1% | $5,983-29.7% |
| Admin fee / account holder | $4,660 | $3,709+25.6% | $2,859+63.0% | $11,252-58.6% |