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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,043 | $95,917-59.3% | $79,583-50.9% | $134,545-71.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -24.68% | -2.70%-22.0pp | 0.16%-24.8pp | 418.37%-443.1pp |
| Employer contribution / active EE | $3,906 | $3,129+24.8% | $2,414+61.8% | $4,742-17.6% |
| Participant deferral / active EE | $8,537 | $4,694+81.9% | $3,986+114.2% | $6,401+33.4% |
| Admin fee / account holder | $701 | $9,132-92.3% | $6,835-89.7% | $11,431-93.9% |