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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,303 | $112,933-83.8% | $90,970-79.9% | $158,982-88.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 22.80% | 215.82%-193.0pp | 134.60%-111.8pp | 302.99%-280.2pp |
| Employer contribution / active EE | $1,266 | $2,893-56.3% | $2,122-40.4% | $4,763-73.4% |
| Participant deferral / active EE | $2,184 | $4,128-47.1% | $3,373-35.3% | $5,983-63.5% |
| Admin fee / account holder | $446 | $8,047-94.5% | $5,961-92.5% | $11,252-96.0% |