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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,118 | $123,793+228.1% | $177,827+128.4% | $79,858+408.6% |
| Participation rate | 70.8% | 84.7%-13.8pp | 87.7%-16.9pp | 69.6%+1.2pp |
| Annual return | 17.38% | 22.82%-5.4pp | 48.32%-30.9pp | 31.72%-14.3pp |
| Employer contribution / active EE | $5,243 | $4,095+28.0% | $5,918-11.4% | $2,471+112.2% |
| Participant deferral / active EE | $13,078 | $5,956+119.6% | $7,713+69.6% | $3,740+249.7% |
| Admin fee / account holder | $37,004 | $7,243+410.9% | $12,429+197.7% | $5,306+597.4% |