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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,744 | $148,582+9.5% | $135,942+19.7% | $139,456+16.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.17% | 79.26%-59.1pp | 68.28%-48.1pp | 373.45%-353.3pp |
| Employer contribution / active EE | $4,054 | $5,245-22.7% | $4,858-16.5% | $4,753-14.7% |
| Participant deferral / active EE | $15,315 | $8,101+89.0% | $7,759+97.4% | $6,711+128.2% |
| Admin fee / account holder | $680 | $12,402-94.5% | $10,764-93.7% | $11,407-94.0% |