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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,826 | $208,088-82.8% | $186,193-80.8% | $154,746-76.8% |
| Participation rate | 90.9% | 80.0%+10.9pp | 77.1%+13.8pp | 80.7%+10.2pp |
| Annual return | 16.88% | 89.97%-73.1pp | 78.03%-61.2pp | 172.34%-155.5pp |
| Employer contribution / active EE | $2,458 | $4,340-43.4% | $3,918-37.3% | $4,379-43.9% |
| Participant deferral / active EE | $5,391 | $7,078-23.8% | $6,513-17.2% | $6,730-19.9% |
| Admin fee / account holder | $4,427 | $11,698-62.2% | $11,058-60.0% | $14,365-69.2% |