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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,220 | $138,078-91.2% | $125,363-90.3% | $134,509-90.9% |
| Participation rate | 62.5% | 84.5%-22.0pp | 82.4%-19.9pp | 81.2%-18.7pp |
| Annual return | -22.75% | 750.49%-773.2pp | 572.15%-594.9pp | 418.13%-440.9pp |
| Employer contribution / active EE | $1,657 | $5,245-68.4% | $4,815-65.6% | $4,741-65.0% |
| Participant deferral / active EE | $2,972 | $7,800-61.9% | $7,447-60.1% | $6,400-53.6% |
| Admin fee / account holder | $51 | $11,566-99.6% | $10,005-99.5% | $11,427-99.6% |