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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,707 | $112,915+10.4% | $90,965+37.1% | $158,950-21.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 8.18% | 215.75%-207.6pp | 134.57%-126.4pp | 302.91%-294.7pp |
| Employer contribution / active EE | $3,495 | $2,894+20.8% | $2,122+64.7% | $4,762-26.6% |
| Participant deferral / active EE | $5,792 | $4,128+40.3% | $3,373+71.7% | $5,983-3.2% |
| Admin fee / account holder | $2,603 | $8,044-67.6% | $5,960-56.3% | $11,248-76.9% |