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| Provider | Service type | Compensation |
|---|---|---|
NATIONWIDE2 years Service code 13 · EIN 31-4156830 | Contract Administrator | $26,945 |
Service code 27 1776 PLEASANT PLAIN RD · FAIRFIELD, IA 525568757 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,616 | $64,719+2.9% | $112,249-40.7% | $68,486-2.7% |
| Participation rate | 85.1% | 67.2%+17.9pp | 75.1%+10.0pp | 67.9%+17.2pp |
| Annual return | -17.97% | -11.40%-6.6pp | 27.48%-45.4pp | -7.85%-10.1pp |
| Employer contribution / active EE | $3,335 | $2,747+21.4% | $3,636-8.3% | $2,597+28.4% |
| Participant deferral / active EE | $6,822 | $3,565+91.3% | $4,729+44.3% | $4,028+69.4% |
| Admin fee / account holder | $370 | $5,232-92.9% | $6,412-94.2% | $5,404-93.1% |