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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,994 | $29,716+61.5% | $56,077-14.4% | $80,925-40.7% |
| Participation rate | 33.3% | 41.7%-8.4pp | 52.5%-19.2pp | 67.7%-34.3pp |
| Annual return | 17.38% | 35.30%-17.9pp | 1709.28%-1691.9pp | 35.65%-18.3pp |
| Employer contribution / active EE | $211 | $671-68.5% | $1,040-79.7% | $2,756-92.3% |
| Participant deferral / active EE | $1,736 | $1,228+41.3% | $1,954-11.1% | $4,299-59.6% |
| Admin fee / account holder | $4,925 | $2,432+102.5% | $2,825+74.3% | $6,940-29.0% |