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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,541 | $81,763-45.5% | $58,561-23.9% | $139,466-68.1% |
| Participation rate | 34.8% | 61.3%-26.6pp | 50.9%-16.1pp | 80.3%-45.5pp |
| Annual return | 8.71% | 7427.77%-7419.1pp | 4251.33%-4242.6pp | 373.66%-365.0pp |
| Employer contribution / active EE | $430 | $1,398-69.2% | $1,053-59.2% | $4,754-91.0% |
| Participant deferral / active EE | $6,469 | $2,555+153.2% | $1,923+236.4% | $6,712-3.6% |
| Admin fee / account holder | $422 | $3,273-87.1% | $2,520-83.3% | $11,409-96.3% |