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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,957 | $51,222-68.8% | $70,544-77.4% | $75,173-78.8% |
| Participation rate | 100.0% | 61.0%+39.0pp | 68.4%+31.6pp | 67.2%+32.8pp |
| Annual return | 2.94% | 30.06%-27.1pp | 32.79%-29.9pp | 160.72%-157.8pp |
| Employer contribution / active EE | $453 | $1,827-75.2% | $2,976-84.8% | $2,671-83.0% |
| Participant deferral / active EE | $4,030 | $2,850+41.4% | $4,568-11.8% | $4,126-2.3% |
| Admin fee / account holder | $1,372 | $4,096-66.5% | $6,427-78.7% | $5,651-75.7% |