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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,199 | $95,895-55.0% | $79,576-45.7% | $134,509-67.9% |
| Participation rate | 52.2% | 75.0%-22.9pp | 69.5%-17.3pp | 81.2%-29.1pp |
| Annual return | -17.79% | -2.72%-15.1pp | 0.15%-17.9pp | 418.13%-435.9pp |
| Employer contribution / active EE | $544 | $3,128-82.6% | $2,413-77.4% | $4,741-88.5% |
| Participant deferral / active EE | $1,675 | $4,693-64.3% | $3,985-58.0% | $6,400-73.8% |
| Admin fee / account holder | $5,867 | $9,129-35.7% | $6,834-14.2% | $11,427-48.7% |