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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,299 | $80,985-36.7% | $96,576-46.9% | $75,181-31.8% |
| Participation rate | 48.0% | 71.8%-23.8pp | 76.0%-28.0pp | 67.2%-19.2pp |
| Annual return | 0.00% | 27.05%-27.0pp | 25.87%-25.9pp | 160.69%-160.7pp |
| Employer contribution / active EE | $1,733 | $2,282-24.1% | $2,965-41.6% | $2,671-35.1% |
| Participant deferral / active EE | $2,805 | $3,929-28.6% | $4,851-42.2% | $4,126-32.0% |
| Admin fee / account holder | $2,105 | $6,719-68.7% | $8,253-74.5% | $5,650-62.7% |