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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,102 | $106,267-96.1% | $96,520-95.7% | $139,456-97.1% |
| Participation rate | 83.3% | 77.8%+5.5pp | 74.3%+9.0pp | 80.3%+3.0pp |
| Annual return | 21.45% | 38.45%-17.0pp | 35.72%-14.3pp | 373.45%-352.0pp |
| Employer contribution / active EE | $959 | $4,105-76.6% | $3,739-74.4% | $4,753-79.8% |
| Participant deferral / active EE | $1,537 | $5,454-71.8% | $4,879-68.5% | $6,711-77.1% |
| Admin fee / account holder | $301 | $7,882-96.2% | $6,733-95.5% | $11,407-97.4% |