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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,232 | $27,936-84.9% | $58,561-92.8% | $75,173-94.4% |
| Participation rate | 35.4% | 38.8%-3.5pp | 50.9%-15.5pp | 67.2%-31.8pp |
| Annual return | 12.51% | 44.21%-31.7pp | 4251.33%-4238.8pp | 160.72%-148.2pp |
| Employer contribution / active EE | $86 | $670-87.1% | $1,053-91.8% | $2,671-96.8% |
| Participant deferral / active EE | $571 | $1,202-52.5% | $1,923-70.3% | $4,126-86.2% |
| Admin fee / account holder | $209 | $1,727-87.9% | $2,520-91.7% | $5,651-96.3% |