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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,729 | $106,267-68.3% | $96,520-65.1% | $139,456-75.8% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 18.73% | 38.45%-19.7pp | 35.72%-17.0pp | 373.45%-354.7pp |
| Employer contribution / active EE | $2,618 | $4,105-36.2% | $3,739-30.0% | $4,753-44.9% |
| Participant deferral / active EE | $2,618 | $5,454-52.0% | $4,879-46.3% | $6,711-61.0% |
| Admin fee / account holder | $112 | $7,882-98.6% | $6,733-98.3% | $11,407-99.0% |