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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,927 | $211,239-84.9% | $178,528-82.1% | $145,877-78.1% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.95% | 30.22%-18.3pp | 27.11%-15.2pp | 551.28%-539.3pp |
| Employer contribution / active EE | $3,397 | $4,570-25.7% | $3,950-14.0% | $4,663-27.2% |
| Participant deferral / active EE | $5,473 | $6,963-21.4% | $6,278-12.8% | $6,691-18.2% |
| Admin fee / account holder | $7,065 | $12,095-41.6% | $10,419-32.2% | $13,402-47.3% |