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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,840 | $70,366-59.0% | $66,674-56.7% | $138,895-79.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 24.48% | 386.41%-361.9pp | 321.24%-296.8pp | 145.39%-120.9pp |
| Employer contribution / active EE | $2,849 | $2,765+3.0% | $2,620+8.7% | $4,194-32.1% |
| Participant deferral / active EE | $6,162 | $4,374+40.9% | $4,084+50.9% | $6,396-3.7% |
| Admin fee / account holder | $772 | $5,262-85.3% | $5,098-84.9% | $12,562-93.9% |