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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,982 | $85,024-84.7% | $70,544-81.6% | $139,466-90.7% |
| Participation rate | 40.0% | 73.9%-33.9pp | 68.4%-28.4pp | 80.3%-40.3pp |
| Annual return | 36.98% | 30.39%+6.6pp | 32.79%+4.2pp | 373.66%-336.7pp |
| Employer contribution / active EE | $0 | $3,912-100.0% | $2,976-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $4,837 | $5,891-17.9% | $4,568+5.9% | $6,712-27.9% |
| Admin fee / account holder | $30 | $8,928-99.7% | $6,427-99.5% | $11,409-99.7% |