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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,780 | $167,352-76.2% | $143,788-72.3% | $134,509-70.4% |
| Participation rate | 40.0% | 84.8%-44.8pp | 80.3%-40.3pp | 81.2%-41.2pp |
| Annual return | -19.33% | 0.47%-19.8pp | -0.03%-19.3pp | 418.13%-437.5pp |
| Employer contribution / active EE | $2,080 | $5,620-63.0% | $4,952-58.0% | $4,741-56.1% |
| Participant deferral / active EE | $4,084 | $6,447-36.6% | $5,638-27.6% | $6,400-36.2% |
| Admin fee / account holder | $157 | $18,091-99.1% | $14,675-98.9% | $11,427-98.6% |