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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,072 | $82,674-76.9% | $125,363-84.8% | $68,495-72.2% |
| Participation rate | 96.2% | 75.0%+21.1pp | 82.4%+13.8pp | 67.9%+28.3pp |
| Annual return | -24.26% | -5.97%-18.3pp | 572.15%-596.4pp | -7.84%-16.4pp |
| Employer contribution / active EE | $7,805 | $3,382+130.8% | $4,815+62.1% | $2,596+200.6% |
| Participant deferral / active EE | $18,656 | $6,111+205.3% | $7,447+150.5% | $4,028+363.2% |
| Admin fee / account holder | $2,393 | $6,276-61.9% | $10,005-76.1% | $5,403-55.7% |