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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,101 | $155,555-43.4% | $146,866-40.0% | $155,188-43.2% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.5%+5.0pp | 80.8%+6.7pp |
| Annual return | 23.20% | 115.41%-92.2pp | 102.85%-79.7pp | 148.84%-125.6pp |
| Employer contribution / active EE | $19,322 | $4,647+315.8% | $4,425+336.7% | $4,248+354.9% |
| Participant deferral / active EE | $5,244 | $8,044-34.8% | $7,759-32.4% | $6,531-19.7% |
| Admin fee / account holder | $6,416 | $14,755-56.5% | $13,620-52.9% | $14,480-55.7% |