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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,645 | $160,028-53.4% | $147,080-49.2% | $145,884-48.8% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 13.28% | 98.60%-85.3pp | 420.17%-406.9pp | 551.85%-538.6pp |
| Employer contribution / active EE | $3,826 | $5,286-27.6% | $4,933-22.4% | $4,662-17.9% |
| Participant deferral / active EE | $6,729 | $8,422-20.1% | $8,066-16.6% | $6,690+0.6% |
| Admin fee / account holder | $741 | $15,030-95.1% | $12,989-94.3% | $13,392-94.5% |