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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,350 | $138,078-86.7% | $125,363-85.4% | $134,509-86.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -56.05% | 750.49%-806.5pp | 572.15%-628.2pp | 418.13%-474.2pp |
| Employer contribution / active EE | $6,497 | $5,245+23.9% | $4,815+34.9% | $4,741+37.0% |
| Participant deferral / active EE | $11,188 | $7,800+43.4% | $7,447+50.2% | $6,400+74.8% |
| Admin fee / account holder | $537 | $11,566-95.4% | $10,005-94.6% | $11,427-95.3% |