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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,266 | $112,915-87.4% | $90,965-84.3% | $158,950-91.0% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 54.58% | 215.75%-161.2pp | 134.57%-80.0pp | 302.91%-248.3pp |
| Employer contribution / active EE | $4,333 | $2,894+49.7% | $2,122+104.2% | $4,762-9.0% |
| Participant deferral / active EE | $3,993 | $4,128-3.3% | $3,373+18.4% | $5,983-33.2% |
| Admin fee / account holder | $583 | $8,044-92.8% | $5,960-90.2% | $11,248-94.8% |