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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,030 | $101,539-81.3% | $147,041-87.1% | $74,400-74.4% |
| Participation rate | 98.5% | 75.5%+22.9pp | 82.2%+16.3pp | 67.2%+31.2pp |
| Annual return | 37.68% | 8740.84%-8703.2pp | 419.21%-381.5pp | 1367.51%-1329.8pp |
| Employer contribution / active EE | $3,182 | $3,811-16.5% | $4,935-35.5% | $2,624+21.2% |
| Participant deferral / active EE | $6,539 | $7,304-10.5% | $8,071-19.0% | $4,348+50.4% |
| Admin fee / account holder | $776 | $1,749-55.6% | $13,006-94.0% | $1,944-60.1% |