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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,202 | $64,729-67.2% | $112,263-81.1% | $68,490-69.0% |
| Participation rate | 78.9% | 67.2%+11.8pp | 75.1%+3.9pp | 67.9%+11.1pp |
| Annual return | -20.65% | -11.40%-9.2pp | 27.49%-48.1pp | -7.85%-12.8pp |
| Employer contribution / active EE | $1,048 | $2,746-61.8% | $3,636-71.2% | $2,597-59.6% |
| Participant deferral / active EE | $4,534 | $3,566+27.2% | $4,729-4.1% | $4,028+12.6% |
| Admin fee / account holder | $1,789 | $5,222-65.7% | $6,410-72.1% | $5,403-66.9% |