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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,795 | $65,367-77.4% | $92,915-84.1% | $72,976-79.7% |
| Participation rate | 83.3% | 68.3%+15.0pp | 76.0%+7.3pp | 69.5%+13.8pp |
| Annual return | 29.45% | 42.11%-12.7pp | 109.45%-80.0pp | 81.02%-51.6pp |
| Employer contribution / active EE | $0 | $2,594-100.0% | $3,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,896 | $3,128+24.5% | $4,238-8.1% | $3,608+8.0% |
| Admin fee / account holder | $493 | $4,251-88.4% | $5,796-91.5% | $5,124-90.4% |