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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,213 | $175,259+6.3% | $149,723+24.4% | $139,487+33.5% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 16.93% | 166.82%-149.9pp | 134.50%-117.6pp | 373.84%-356.9pp |
| Employer contribution / active EE | $2,437 | $5,478-55.5% | $4,821-49.5% | $4,755-48.7% |
| Participant deferral / active EE | $7,921 | $6,522+21.5% | $5,682+39.4% | $6,713+18.0% |
| Admin fee / account holder | $15,204 | $16,158-5.9% | $13,215+15.1% | $11,407+33.3% |