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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,383 | $209,422-30.6% | $178,503-18.6% | $158,982-8.6% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 13.47% | 188.81%-175.3pp | 151.12%-137.6pp | 302.99%-289.5pp |
| Employer contribution / active EE | $1,674 | $5,707-70.7% | $5,011-66.6% | $4,763-64.9% |
| Participant deferral / active EE | $5,423 | $5,955-8.9% | $5,202+4.2% | $5,983-9.4% |
| Admin fee / account holder | $4,501 | $17,079-73.6% | $13,987-67.8% | $11,252-60.0% |